Quick & Convenient Real Estate Title Services
225-751-8188

Closing Tips

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Once our office has been instructed to prepare your closing for a purchase or refinance, whether you are the buyer or seller, we will contact you in order to obtain the following information:

  1.  Your full name, date of birth, social security number and marital status. We need this information in order to properly search the public records and to comply with Federal laws and Louisiana laws.
  2. Copy of the PURCHASE AGREEMENT, which we generally obtain from the real estate agents or the lender
  3. The name of the LENDER that is preparing your loan transaction
  4. Your INSURANCE agent’s name and phone number. Your lender will advise our office whether flood insurance is required. (Buyer should inquire about this before the closing)
  5. If you will not be at the closing, a POWER OF ATTORNEY may be used, but must be reviewed prior to the closing and if you are the buyer/borrower, an approval by the lender is required.  If you are from out of state, you should allow our office to prepare the POWER OF ATTORNEY so that it complies with Louisiana state laws.
  6. If there is an OWNER’S ASSOCIATION, we will need the name of the person to contact to determine if dues are paid, and whether the dues include insurance or taxes
  7. The seller should provide the account number of their current mortgage so that we can obtain a written PAYOFF letter from that lender prior to the closing.
  8. Typically the seller provides a wood destroying insect report (TERMITE REPORT) pursuant to the terms of the purchase agreement. We ask that you fax or deliver a copy to our office prior to closing because we must review this before the closing date.
  9. Your lender may not require a SURVEY if the property is existing construction in an approved subdivision; but we will ask you if you’d prefer to have a new survey completed for the closing.  If the property is new construction, rural or acreage, then a survey must be obtained.
  10. Pursuant to Louisiana Law, the closing agent will require the purchaser to provide CERTIFIED FUNDS for the purchase of a property in order for the sale proceeds to be disbursed on the day of the closing. W will discuss this with you and advise you on the amount to obtain.
  11. At closing, we are required to discuss with you the OWNER”S TITLE INSURANCE, which you may consider purchasing.  Owning real estate is one of the most precious values of freedom enjoyed in the country.  When you decide to buy real estate, you want to be sure the property will be yours and that no one else will have any liens, claims or rights against your property.  The lender will require you to purchase for their benefit a title insurance policy to insure their security interest in the property.  The lender’s policy does NOT provide YOU any protection. Just as lenders want security with their title policy, you should protect your equity in your property with a title policy. For a low ONE-TIME PREMIUM, you can receive the protection of a title insurance policy against “hidden risks” or undiscovered interests.  Ask us about owner’s title insurance and we will provide you the information you need to make an informed decision.

Important Contact Information:

GAS & ELECTRICITY

Entergy:
Residential Services:
East Baton Rouge & Ascension
800-368-3749
www.entergy.com

Demco:
East Baton Rouge: 800-262-1170
Livingston: 225-686-2591
Ascension: 225-622-2549
www.demco.org

Atmos Energy:
800-547-4321

Ascension- 225-927-9892

Town of Donaldsonville-Ascension
225-473-4247

City of Denham Springs – Livingston
225-667-8340

Town of Walker – Livingston
225-664-3123

WATER & SEWER

Baton Rouge Water & Parish Water Company – East Baton Rouge & Ascension
225-925-2011

Ascension Water Company
800-675-5644

Gonzales Water Company-Ascension
225-647-2841

City of Denham Springs – Livingston
225-667-8340

Diversion Water Company
225-673-8560
www.diversionwater.com

Town of Walker – Livingston
225-664-3123

Town of Livingston
225-686-7153

Water Works District No 2-Iberville Parish
225-642-8397

TELEPHONE

AT&T/UVerse:
Residential Services
225-557-6500
Commercial Services
225-557-6000

EATEL
225-621-4300
www.eatel.com

CABLE:

Cox Communications, Inc.
Residential Services:
225-615-1000
Commercial Services:
225-615-1000
www.cox.com

Eatel TV
225-621-4300
www.eatel.com

GARBAGE/TRASH/RECYCLING

Acadian Waste Disposal
225-744-6400

BFI
225-778-3800

Waste Management
225-664-8863

GOVERNMENT

U.S. Postal Service Information
800-275-8777
www.usps.com

East Baton Rouge Parish Registrar of Voters
225-389-3940

Ascension Parish Registrar of Voters
225-473-7906

Livingston Parish Registrar of Voters
225-686-3054

Driver’s License/Registration
877-368-5463
www.expresslane.org

Clerk of Court offices:

East Baton Rouge 225-389-3979

Ascension 225-473-9866

Livingston 225-686-2216

West Baton Rouge 225-383-3078

DOTTIE – LOUISIANA ONE CALL (48 Hours Prior to any Excavation)
800-272-3020

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